How do I calculate my hourly paycheck?

Multiply your hourly wage by hours worked (adding overtime at 1.5× over 40 hours), then subtract federal income tax, Social Security, Medicare, and state tax. The calculator above does this automatically for any pay frequency.

Does the hourly calculator include overtime?

Yes. Switch to the Hourly tab, enter your overtime hours per week and multiplier (1.5× for time-and-a-half or 2× for double time), and your gross and take-home pay update instantly.

How much is $20 an hour after taxes?

At 40 hours/week, $20/hour is about $41,600/year gross. After federal tax and FICA (before state tax) take-home is roughly $35,000–$36,000, or about $1,350 biweekly. Add your state above for a precise figure.

Tax Year 2026

Hourly Paycheck Calculator

Estimate your take-home pay from an hourly wage. Enter your rate, hours, and overtime to see your 2026 net paycheck after federal, Social Security, Medicare, and state taxes.

Paycheck Details

Tax Year 2026

Hourly wage

Hours per week

Overtime hours / week

Overtime multiplier

Pay frequency

Filing status

State

Your biweekly take-home pay

$1,326.41

from $1,600.00 gross

Annual net

$34,487

Monthly net

$2,874

Effective tax rate

17.1%

Effective hourly

$16.58

Where your money goes

Take-home$34,487

Federal tax$2,812

State + local$1,119

Social Security + Medicare$3,182

Per-paycheck breakdown (Biweekly (every 2 weeks))

Gross pay$1,600.00

Federal income tax-$108.15

Social Security (6.2%)-$99.20

Medicare (1.45%)-$23.20

State income tax-$43.04

Net take-home pay$1,326.41

Calculate take-home pay from an hourly wage

This hourly paycheck calculator converts your wage and weekly hours into gross pay, then subtracts 2026 federal income tax, Social Security (6.2%), Medicare (1.45%), and your state tax to show real take-home pay. It supports weekly, biweekly, semi-monthly, and monthly schedules.

Overtime and time-and-a-half

Under federal law, most hourly employees earn at least 1.5× their regular rate for hours over 40 in a week. Enter your overtime hours and multiplier and the calculator adds that premium pay to your gross before taxes. For a dedicated tool, see our overtime calculator.

Part-time and variable schedules

Not everyone works 40 hours. Adjust hours per week to match your real schedule — the annual, monthly, and biweekly figures recalculate automatically, along with your effective hourly take-home after taxes.