How the paycheck calculator works
Your gross pay — the salary or hourly wage you agreed to — is only the starting point. Before money hits your account, several taxes and deductions are subtracted. This calculator models each one using official 2026 figures so you can see your true take-home pay for any pay frequency: weekly, biweekly, semi-monthly, or monthly.
Federal income tax: Applied to taxable income using the 2026 IRS brackets (10%–37%) after your standard deduction.
Social Security: 6.2% on wages up to the 2026 base of $184,500.
Medicare: 1.45% on all wages, plus 0.9% above $200,000 (single).
State & local tax: Varies from 0% (e.g., Texas, Florida) to 13.3% at the top in California.
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Explore by salary, wage, and state
Jump to a pre-calculated breakdown for a specific salary, hourly wage, or your state. Each page shows monthly, biweekly, and weekly take-home pay for 2026.